Auto insurance is a financial safeguard against the risks associated with owning and operating a vehicle. It provides protection against liability for bodily injury or property damage caused by accidents, as well as coverage for medical expenses and vehicle repairs. Various types of auto insurance policies exist, offering different levels of coverage tailored to individual needs. Factors such as driving history, vehicle type, and geographic location influence insurance premiums. Mandatory in most jurisdictions, auto insurance ensures that drivers can fulfill their financial responsibilities in the event of an accident, promoting safety and financial security on the road.